The world is an unstable place, where mishaps keep happening.  Here, the health insurance comes in.

This sector has seen exponential growth for the past few years. While this leads to the rise of different insurance companies, it also makes the choice tricky and challenging.

Therefore, we are here with the list of 6 best insurance companies to opt for. Let’s get into it.

Six Best Health Insurances

Here’s the rundown of the 6 best health insurance companies in India to choose.

  1. IFFCO Tokio General Insurance

The IFFCO Tokio General Insurance is the project of two companies namely the Indian Farmers Fertiliser Cooperative Limited (IFFCO) and Tokio Marine who merged in the year 2000.

IFFCO is the world’s largest fertilizer company with an ownership of 51 percent and 49 percent by Japan’s largest insurance group. It has all kinds of insurance like vehicular, travel, home, and property insurance.

They offer a different kind of health insurance too, depending on their age and marital statuses like a family floater and senior citizen health insurance plans.

  1. Oriental Insurance Company

It is one of the oldest existing insurance companies in India, which was established in 1947. Its headquarter is in New Delhi, while it has 29 regional offices and more than 1800 offices in different parts of our country.

 It also operates on foreign lands like Nepal, Dubai, and Kuwait. Insurance plans offered by them are appropriate for individuals living in villages, similarly in towns and cities.

The insurer includes a wide network of hospitals wherever you’ll be able to avail yourself of cashless treatment while not paying something for the treatments lined under the policy. They offer cheap health insurance plans and are therefore liked by many.

  1. New India General Insurance

New India General Insurance is an international general insurance firm that’s headquartered in Mumbai, India, and operates in twenty-eight nations around the globe.

The insurance company has over 250 products as well as different types of insurance plans for various sections of society.

The plans are reasonable and can help you for much tending expenditure reminiscent of in-patient medical aid expenditure, pre-hospitalization, and post-hospitalization expenditure, child care expenditure, donor expenditure, road car costs, etcetera.

The policies are offered at reasonable premiums and you’ll be able to avail yourself cashless treatment under them, at the network hospitals.

  1. Bajaj Allianz General Insurance

Bajaj Allianz General Insurance is another insurance firm with a powerful claim settlement ratio. it’s a business enterprise of Allianz SE and Bajaj Finserv Limited.

One of the biggest non-public insurers within the industry, Bajaj Allianz has its offices in more than eleven cities and towns. The insurer offers good options for insurance products.

One can think of choosing individual health insurance plans, family floater health insurance plans, senior’s health insurance plans, maternity health insurance plans, and so on.

Over the years, the insurance firm has won many prizes and praises that prove that the insurer provides a dependable product to its customers.

  1. Max Bupa Health Insurance

It is one of the many famous standalone health insurance corporations in India. Individuals opt for this insurer for health insurance plans that they are comfortable with and also for their families at economical premiums.

It has several health insurance schemes that provide for completely different needs of people and families at affordable rates.

Some well-liked health insurance schemes provided by the insurer are Health Premia, Health Companion, ReAssure, and MoneySaver Policy.

These come with different insured options, that you can opt for as per your requirement.

  1. HDFC Ergo General Insurance

It is a trustworthy insurance firm that gives a good choice for insurance schemes. These embody individual health insurance plans, family floater health insurance plans, older health insurance plans, maternity insurance plans, and health insurance for children, and so on.

The insurance company has a wide network of hospitals where the insured will avail cashless treatment with zero hassle. The insurer has a useful client support team that solves the consumer’s grievances.

Conclusion

All insurance companies are equally good with just different premium prices. Select one that suits your financial capacity. Once you buy a policy, remember to pay the premiums or better set up a way that it deducts the amount from your bank on a monthly basis automatically. If possible choose the automatic one, by doing that it’s one less thing to worry about

By Vil Joe

A writer and editor based out of San Francisco, Vil has worked for The Wirecutter, PCWorld, MaximumPC and TechHive. Her work has also appeared on InfoWorld, MacWorld, Details, Apartment Therapy and Broke-Ass Stuart. In her spare time, she takes too many pictures of her cats, watches too much CSI and obsesses over her bullet journal.

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